A credit report is a snapshot of your credit history. Credit bureaus get your credit data from lenders and providers. This makes up your credit file.
It shows information about how well you maintain your credit accounts. It also shows your recent financial activity. See what information credit bureaus hold for you.
Lenders and providers don't always share information with all 3 credit bureaus. This means different credit bureaus might hold and show different information about you.
We partner with illion to give you access to your free credit report and score. Check that your report is accurate and up to date.