New Zealand Help Centre
  1. NZ - ClearScore Help Centre
  2. Credit reporting & scores
  3. Credit Score

Articles in this section

  • What is a credit score?
  • Score rating and bands
  • Why has my score gone down?
  • How to improve your credit score?
  • Why hasn't my score changed?
  • What are 'Insights'?
  • Does checking my score decrease it?
  • What's a missed payment?
  • What's a mortgage?
  • What is a court judgment?
See more

Score rating and bands

Your credit score is ranged from 0-1000, with 1000 being the best. We put your score into different bands, depending on how high it is.

Our score rating:

Raise your game = 0-299
On the up = 300-499
On good ground = 500-699
Looking bright = 700-799
Soaring high = 800-1000

Was this article helpful?

Related articles

  • How to improve your credit score?
  • Why has my score gone down?
  • What is a credit score?
  • Credit accounts on my report
  • How do I correct information on my report?

Hand crafted with ♥ by ClearScore

Suite 14472, 17B Farnham Street, Parnell, Auckland 1052, New Zealand

Sign up for free
Login
About us


Company number 8713780
NZBN 9429051266707
Registered in New Zealand