A credit score is a number out of 1000 used to measure risk.
Credit bureaus have different models of calculating credit scores. We get your score from our data provider, illion.
Different credit bureaus calculate scores using their own models. So, you see, it's almost impossible to compare different scores you see with the same and other credit bureaus.
One way of thinking about this is to see it as a measure to a prospective lender. The higher the score, the better you might have managed your debt in the past and built your credit history over time. Lenders will also use other checks, so the score alone has no guarantees.
Checking your score to see trends and issues is important for building your score. The most important thing to always check is the information on your credit report. Always raise anything you don’t recognise or looks incorrect.