Credit bureaus can hold the following information about you:
1. Personal details:
- Full Name
- Address history
2. Public information
- Legal action (Bankruptcies. Court Judgments)
3. Credit account information:
- How much you owe (balance won't be current or up to date)
- Whether you have paid on time (Missed payments)
- Any defaulted accounts
4. Any ‘enquiries’ carried out on your report
5. Any fraudulent activity.
If you see anything you don’t recognise on your credit file, contact credit bureaus directly or let us know. You can contact us via our chat messenger on the bottom right hand side of this page.